Selling Your Home During a Divorce? Here Are a Few Ways COVID-19 Could Stop Your Real Estate Transaction in its Tracks
If you enter into a purchase agreement during the COVID-19 pandemic and you or your buyer become fearful of COVID-related concerns, it might not be so easy to pull out of the transaction. The standard California Residential Purchase Agreement (RPA-CA) doesn’t contain a Force Majeure clause by default, so unless it was built into the contract from […]
Losing Your Job Because of COVID-19? If You Have Equity in Your Home, Don’t Let the Bank Foreclose
If your company initiates layoffs because of the COVID-19 pandemic, you have options. If you lose your job because of COVID-19 The first thing you should know is that President Trump recently enacted the CARES act which rewards federally-backed mortgage lenders who offer no-fault assistance to homeowners who lose their income as a result of […]
How to Show Your Home During a Shelter in Place Order
There are many good reasons for people to sell their homes during a global pandemic like COVID-19. Divorce counts among the best of them, especially if the relationship is contentious. Nobody wants to shelter in place with someone who is hurting them physically or emotionally, and for these people, getting through the COVID situation and […]
Why Is My Home’s Divorce Appraisal So Different From The Mortgage Appraisal?
If you’re the spouse who’s going to keep the home after a divorce, you may receive two very different home appraisal values before you close the book on this chapter of your life. There’s a good reason why the values are different, so before your red flags go up, let’s discuss what’s really going on. […]
Home Mortgages: What is Qualified Income?
When it comes to buying your next home—or buying out your spouse’s half of your current home during a divorce—there are certain income types that most Bay Area mortgage banks use to determine whether you’ll qualify. Obviously, they’ll accept income from your day job if it’s enough to cover the cost of owning the home, […]

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